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Explore our loan products and services
Buy pure 24K gold. Anytime, anywhere.
Invest in digital gold with Manipal Fintech and get insured vault storage, and the option to sell back.
Do the calculations yourself for best results
Quickly calculate your loan amount, interest rate, and repayment schedule with our advanced AI-powered calculator.
Gold Loan Calculator
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
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Customers trust fintech companies because they offer transparent services and prioritize security. With innovative solutions tailored to individual needs, they empower users to take control of their finances.
Trusted by customers across India
Customers trust fintech companies because they offer transparent services and prioritize security. With innovative solutions tailored to individual needs, they empower users to take control of their finances.
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Customers trust fintech companies because they offer transparent services and prioritize security.
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Manage your loans and gold services from one secure app. Coming soon on iOS and Android.
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Customers trust fintech companies because they offer transparent services and prioritize security.
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Most Asked Questions in General
Find clear answers to the most common questions about our products and services.
What documents are required for a gold loan?
Basic KYC (Aadhaar/PAN) and address proof are typically needed. Income proof is not required as the loan is secured against your gold jewellery.
How much loan can I get against my gold?
You can get up to 75% of the gold's value as per RBI guidelines. The exact amount depends on purity (karat), weight, and the lender's policy.
How fast is the disbursal?
After purity testing and verification, disbursal can happen in as little as 30 minutes. Doorstep pickup and disbursal are available in select cities.
How is interest calculated on gold loans?
Interest is charged on the outstanding principal. Many lenders calculate interest daily and bill monthly. You can prepay anytime as per lender terms.