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Getting Gold Loan was never this easy.It takes just 30 minutes*
Apply for a gold loan with Manipal Fintech: fast disbursal, minimal documentation, and secure gold storage.
Check Gold Loan Eligibility
Check your eligibility to get correct rates
Ask MoneyPal
Your AI powered financial buddy
Check Gold Loan Eligibility
Check your eligibility to get correct rates
Ask MoneyPal
Your AI powered financial buddy
Our Partners
Customers trust fintech companies because they offer transparent services and prioritize security. With innovative solutions tailored to individual needs, they empower users to take control of their finances.
Trusted by customers across India
Customers trust fintech companies because they offer transparent services and prioritize security. With innovative solutions tailored to individual needs, they empower users to take control of their finances.
Eligibility
Simple steps to get your gold loan approved quickly.
Book an appointment
Schedule a visit online or at your nearest branch.
Gold evaluation
Transparent purity and weight assessment.
Loan disbursal
Receive funds quickly after verification.
Do the calculations yourself for best results
Quickly calculate your loan amount, interest rate, and repayment schedule with our advanced AI-powered calculator.
Gold Loan Calculator
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
Why Choose Manipal Fintech Gold Loan?
Customers choose Manipal Fintech for its trusted legacy, transparent services, and customer-first approach that delivers seamless financial solutions, empowering individuals and businesses with confidence, reliability, and lasting financial growth.
Pre-Payment
We allow our customers to partially pre-pay their gold loan before maturity to save on interest payments.
Transparent Gold Evaluation
Get the high per gram rate for your gold with secure and accurate valuation tools.
Free Gold Insurance
Your gold is insured against theft, loss, or misplacement while in our custody.
Flexible Repayment
Choose flexible gold loan repayment options as per your convenience - monthly EMIs, Interest Payment or Single time repayments.
Free Services
Services designed to make your gold loan journey easier.
Meet your financial needs with Manipal Fintech Gold Loans
For any financial needs, be it a medical emergency, education expense, or business need — a Gold Loan (also known as a Jewel Loan or Loan Against Gold) can be your most trusted and instant source of funds. At Manipal Fintech, we make it easier than ever to apply for an online gold loan and get funds quickly with minimal documentation and maximum transparency.
With Manipal Gold Loan you can easily unlock the real value of your gold jewelry without selling it. Whether it’s for personal or professional needs, our quick gold loan process ensures you get money in your account instantly with high per gram rates & lower gold loan interest rates, no long waits, no complications.
Enjoy the peace of mind with flexible repayment options, free gold insurance, and transparent evaluation. With Manipal Fintech, your gold does more than shine—it empowers your goals. Apply for an Instant Gold Loan Online today and experience a safe, smart, and swift way to meet your financial needs.
What our customers say
Trusted gold loan experiences across India.
Gold loan FAQs
Answers to common questions about gold loans with Manipal Fintech.
What documents are required for a gold loan?
Basic KYC (Aadhaar/PAN) and address proof are typically needed. Income proof is not required as the loan is secured against your gold jewellery.
How much loan can I get against my gold?
You can get up to 75% of the gold's value as per RBI guidelines. The exact amount depends on purity (karat), weight, and the lender's policy.
How fast is the disbursal?
After purity testing and verification, disbursal can happen in as little as 30 minutes in select cities.
How is interest calculated on gold loans?
Interest is charged on the outstanding principal. Many lenders calculate interest daily and bill monthly. You can prepay anytime as per lender terms.